Resources for business
At Royal Family Finance, we understand that business success isn’t just about revenue—it’s about financial strategy, stability, and long-term planning. Whether you’re a small business, a mid-sized company, or a growing enterprise, we provide tailored financial solutions to protect your business, support your employees, and maximize long-term wealth.
Our team works directly with business owners, executives, and HR teams to implement customized financial planning, tax strategies, employee benefit solutions, and wealth-building techniques. We help businesses navigate everything from foundational financial education to high-level executive compensation and business succession planning.
Level One: Employee Financial Resources (Hands-Off Support)
Offer financial education & planning to your employees—without any direct company involvement.
At this level, your business can enhance employee well-being by simply referring them to our financial planning and education services. No contracts, no administrative setup—just a valuable resource for your team.
What This Includes:
Financial Planning & Education – Employees get access to budgeting strategies, savings plans, and financial goal setting.
Insurance Guidance – We help employees navigate health, life, and income protection insurance options.
Retirement Planning – Assistance with 401(k), IRAs, and long-term investment strategies.
Debt & Credit Education – Support in managing debt, credit-building, and refinancing options.
Your company’s only role? Letting employees know we’re here to help. Simply refer them, and we handle the rest—giving them the financial confidence to plan for their future.
Level Two: Company-Integrated Employee Benefits (Direct Support)
Provide structured financial benefits & planning—without managing them in-house.
At this level, your business takes a proactive approach to employee well-being by integrating financial planning and benefits into company policy. While your company doesn’t directly provide health, life, or disability benefits, you partner with us to ensure every employee is onboarded into a customized financial plan that meets their needs.
What This Includes:
Mandatory Employee Financial Planning – Employees meet with our firm for customized benefit setup & financial coaching.
Life, Health, & Disability Insurance Setup – We guide each employee through choosing & setting up their own coverage.
Retirement Plan Support – Helping employees establish 401(k), IRAs, and long-term financial strategies.
Onboarding Workshops & Ongoing Coaching – We provide structured training & one-on-one coaching to boost financial literacy and security.
By integrating financial support into your company’s structure, you enhance employee retention, reduce financial stress, and provide real value to your team—without taking on administrative overhead.
Your role? Simply connect us with your employees, and we take care of everything.
Level Three: Full Employee Benefits Implementation
Seamlessly integrate employer-sponsored financial benefits—without the administrative burden.
At this level, your company formally establishes financial benefits for employees with our firm handling setup, implementation, and education. Employees are automatically enrolled in group benefit plans, ensuring a streamlined process that supports long-term financial security.
What This Includes:
Employer-Sponsored Group Benefits Setup – We establish group health insurance, group life insurance, disability coverage, and retirement plans for your employees.
Seamless Onboarding – Employees are automatically enrolled in company benefits upon hiring, with no extra steps required from your team.
Ongoing Financial Education & Workshops – We provide live training and financial literacy programs to empower your workforce.
Dedicated Financial Support – Employees retain access to one-on-one coaching, financial planning, and strategic guidance.
At this stage, your company fully integrates structured financial benefits—boosting employee retention, financial security, and overall workplace satisfaction.
Your role? Simply partner with us to set up the benefits, and we handle the rest.
Level Four: Advanced Business Financial Strategy & Wealth Consulting
High-level financial strategy, tax optimization, and business succession planning for long-term success.
At this level, we work directly with business owners, executives, and leadership teams to optimize financial strategies, protect assets, and ensure long-term wealth growth. This isn’t just about employee benefits—it’s about building the financial foundation of the business itself.
What This Includes:
Business Structure & Tax Optimization – Strategic planning for LLCs, S-Corps, C-Corps, partnerships, and advanced tax strategies.
Executive & Leadership Compensation Plans – Implementing Rebus (Restrictive Executive Bonus Arrangements) and Split-Dollar Agreements for key employees and executives.
Golden Handcuffs Retention Strategies – Keeping top talent with custom executive benefit packages that incentivize long-term loyalty.
Business Succession & Exit Planning – Ensuring seamless ownership transitions with buy-sell agreements, key-person insurance, and estate planning strategies.
HR & Financial Infrastructure Consulting – Advising on payroll structuring, risk management, and financial wellness programs for employees.
Comprehensive Wealth Building for Owners & Executives – Helping business leaders minimize tax liabilities, protect assets, and create generational wealth.
At this stage, we become more than just a financial service—we become a strategic financial partner, ensuring your company, leadership, and employees are set up for long-term success.
Your role? Work with us to craft the financial future of your business—we’ll handle the strategy, execution, and long-term planning.
