Royal Family Finance crestRoyal Family FinanceHonos Fides Book
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Royal Family Finance, part of The Miliare Group
NPN
20822042
Based in
Hendersonville, Tennessee
Phone
(251) 395-0097
Email
charming@mymiliaregroup.com
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Agency Director

Charming Ihekoronye

Families, veterans and military families, business owners, and the LGBTQ+ community.

  • You don’t pay us for the meetings, the plan or our help.
  • We may be paid when you use a partner.
  • We can look at options from nearly 200 financial and insurance providers.
DesignationsEFTElite Field TrainerTrains other trainers and teaches advanced business principles.Helps business owners and leaders who are building teams of their own.CFTCertified Field TrainerCan train you in the field, from your first appointments to running your own.Helps people starting a career in financial services, and the families they go on to serve.CACertified AgentCan work independently with clients, from the first meeting to a finished plan.Helps individuals and families who want a full financial plan built around their real numbers.EPSEstate Planning StrategistCan lead estate planning sessions on wills, trusts, guardianship and legacy.Helps families protect what they've built and pass it on the way they choose.
Areas of knowledge

Retirement income, protection with living benefits, long-term care planning, legacy and estate planning, and business owner strategy (employee benefits, business protection and exit planning).

About Charming

How Royal Family Finance started

Read the story

After the Marine Corps, Charming took an executive job that looked great on paper and didn’t fit him at all. He oversaw almost 60 locations across multiple states, with thousands of employees under him, and he helped grow the company’s revenue by $5 million. He worked 70 or more hours a week, the company grew and his pay didn’t, and he wasn’t helping anyone get from where they were to where they wanted to be. When he went looking for something new, a veteran career service connected him with a financial professional who taught him everything about money, step by step, without skipping anything. He didn’t know anything about money before that. He loved the way it made him feel, and he wanted every friend and family member he had to feel it too. So he got licensed, started at his own pace, and built a firm of like-minded people, service members, veterans and people from many backgrounds, to do the same for families everywhere.

Read and watch

Get to know how we think.

A few short articles and videos to read and watch before our meeting.

Video: What Your Numbers Turn Into

What Your Numbers Turn Into

  • Your Options video
    About us

    Your Options

    Through the Miliare Group platform, we can look at options from nearly 200 financial and insurance providers around what matters to your family.

  • The Whole Picture video
    Education

    The Whole Picture

    Your paycheck, home, debt, protection and goals aren’t separate decisions. See how they connect.

  • How Indexing Works video
    Education

    How Indexing Works

    See how indexing works, what a 0% floor means in a down year, and why a big loss is so hard to recover from.

Meetings

Pick the right meeting.

For you and your family

Planning for you and the people you love, in the order most families take it.

  • Discovery Meeting

    60 min

    A 60 minute conversation about where you are with your financial life and what you want help with. You can leave with a clear next step, and there's no cost for this meeting. If you share your finances with a partner, bring them too.

    Book
  • Financial Data Collection Meeting

    90 min

    We'll go through your income, expenses, debts, savings, accounts and any coverage you already have, so your plan is built on your real numbers. Have your recent statements handy if you can.

    Book
  • Personal Financial Review Plan

    90 min

    We'll walk you through where your money stands today and the plan we built from what you shared, covering cash flow, debt, emergency savings, protection, retirement and protecting what you build. Bring anyone who makes money decisions with you.

    Book

Benefits for your business

For business owners who want to offer financial education and benefits to their team. Business meetings are with Charming.

  • Level 1

    Level One: Employee Financial Resources (Hands-Off Support)

    30 min

    Offer financial education and planning to your employees without any direct company involvement. Your business supports employee well-being by referring them to our financial planning and education services. There are no contracts and no administrative setup, just a valuable resource for your team.

    Book
  • Level 2

    Level Two: Company-Integrated Employee Benefits (Direct Support)

    30 min

    Provide structured financial benefits and planning without managing them in-house. Your business builds financial planning and benefits into company policy. While your company doesn't directly provide health, life or disability benefits, you partner with us so every employee can be offered a customized financial plan that meets their needs.

    Book
  • Level 3

    Level Three: Full Employee Benefits Implementation

    60 min

    Set up employer-sponsored financial benefits without the administrative burden. Your company formally establishes financial benefits for employees, and our firm can help with setup, implementation and education. Employees can enroll in group benefit plans through a streamlined process that supports long-term financial security.

    Book
  • Level 4

    Level Four: Advanced Business Financial Strategy and Wealth Consulting

    90 min

    High-level financial strategy, tax optimization and business succession planning for long-term success. We work directly with business owners, executives and leadership teams to strengthen financial strategy, protect assets and grow long-term wealth. It goes beyond employee benefits to build the financial foundation of the business itself.

    Book

Make your business official

6 steps, in order, to set up, run and protect your business. Business meetings are with Charming.

  • Step 1

    Step One: Business Formation and Legal Setup

    30 min

    LLC formation, registered agent services, your EIN (Employer Identification Number), business licenses and permits, and trademark filing and name protection.

    Book
  • Step 2

    Step Two: Financial and Compliance Tools

    90 min

    Business bank account setup, business credit building support, taxes and bookkeeping support, annual compliance management, and legal document templates and contract reviews.

    Book
  • Step 3

    Step Three: Branding and Identity

    60 min

    Logo creation (AI or custom), business cards from dozens of professional templates, digital business cards and branded merchandise.

    Book
  • Step 4

    Step Four: Online Presence and Tech Setup

    90 min

    Domain name registration, a custom business email powered by G Suite, a DIY website builder or full setup, an online store or service booking site, Google Business Profile setup, and digital contact tools like link pages and QR cards.

    Book
  • Step 5

    Step Five: Business Strategy and Growth

    90 min

    A personalized business plan, the business coaching program, AI marketing plans and scheduling tools, social media branding help, entrepreneur community access, and partner discounts and professional referrals. We may be paid when you use a partner.

    Book
  • Step 6

    Step Six: Long-Term Wealth and Business Protection

    120 min

    Wealth accumulation strategies for business owners, key-person insurance and executive bonus strategies, business continuation and buy-sell agreement funding, exit and legacy planning tools, and asset protection education and legal structures.

    Book
Book with Charming

Book a time with Charming

Book A Session With Me Today
  • No cost for the meetings, the plan or our help
  • You’re always free to say no
  • We walk through what each option costs first

Your Personal Financial Review is private. Only the people working on your plan see it. Read our privacy policy.

Your family deserves a plan.

It starts with 1 free conversation with a real person on our team.

  • No cost for the meetings, the plan or our help
  • You’re always free to say no
  • We walk through what each option costs first
Book A Session With Me Today